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Your Cash Flow,
reinvented by AI.

Our AI Treasury Management System turns AR, AP and bank statements into a continuously reconciled treasury dataset — current balances, pending in and out, and a projected position, each traceable to its source.

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Three ways HighCrest brings order to treasury work.

Cash Position

Total cashEGP 94.0Macross 6 bank accounts
Pending in · AR+ EGP 6.0Mexpected, not yet bank-cleared
Pending out · AP− EGP 2.2Mexpected, not yet bank-cleared
Net PositionEGP 97.7Mprojected

See the cash you can use.

Get a clear view of cleared cash, usable liquidity and account-level balances before making the next decision.

TransactionsMovement lineageTraceable

Confirmed debit

Supplier XYZCIB · •••• 8472 · 18 Sep 2026
−EGP 500,000
  1. 1Confirmed transactionBank Movement · EGP 500,000
  2. 2ReconciliationMatched to AP Check #123
  3. 3Expected sourcePending Out · Supplier XYZ
  4. 4Source documentSupplier_invoice_123.pdf

Close every movement with confidence.

Connect a cleared bank movement to its expected source and preserve the evidence behind every decision.

Expected Cash Flows

Pending in · AREGP 6.0Maccounts receivable
Pending out · APEGP 1.4Maccounts payable
CommitmentsEGP 7.4Moperating obligations
Net expected+EGP 4.6Mmovement
15 Sep 2026ABC DevelopmentsCustomer payment · ARCIB+ EGP 2,500,000
17 Sep 2026Office Supplies Co.Vendor payment · APCIB− EGP 320,000
20 Sep 2026Tax AuthorityTax payment · APNBE− EGP 1,200,000

Plan before cash moves.

Compare pending inflows and outflows with the plan, then see their projected impact before they clear.

One platform. Every treasury view connected.

Cash position

Cash positionSee cleared cash, available liquidity and the position by bank and account in one place.

Cash Position

Total cash positionEGP 0.0Macross 6 bank accounts
Pending in · AR+EGP 0.0Mexpected, not yet bank-cleared
Pending out · AP−EGP 0.0Mexpected, not yet bank-cleared
Net positionEGP 0.0Mprojected
CIB Egypt logo
CIB EgyptOperating Account · •••• 8472
CurrentEGP 12.4M
Pending inEGP 4.50M
Pending outEGP 0.50M
Net · EGPEGP 16.4M
National Bank of Egypt logo
National Bank of EgyptCollections Account · •••• 1000
CurrentEGP 38.1M
Pending inEGP 1.50M
Pending outEGP 0.85M
Net · EGPEGP 38.8M
Arab African Int’l Bank logo
Arab African Int’l BankTrading Account · •••• 9235
CurrentEGP 22.7M
Pending inEGP 0.0M
Pending outEGP 0.0M
Net · EGPEGP 22.7M
Banque Misr logo
Banque MisrPayroll Reserve · •••• 1200
CurrentEGP 6.20M
Pending inEGP 0.0M
Pending outEGP 0.0M
Net · EGPEGP 6.20M
HSBC Egypt logo
HSBC EgyptUSD Operating · •••• 1800
CurrentEGP 5.60M
Pending inEGP 0.0M
Pending outEGP 0.0M
Net · USDEGP 5.60M
QNB logo
QNBSupplier Payments · •••• 2100
CurrentEGP 8.90M
Pending inEGP 0.0M
Pending outEGP 0.89M
Net · EGPEGP 8.00M
AI I/O & reconciliationEvery source is read, matched to pending AR/AP and flagged for review — nothing reaches confirmed data unseen.

AI I/O · Processed ingestion batch

September treasury source batch

3 sources processed  96.4% batch confidence

Movements processed0
Automatically matched0
AR collections cleared0
AP payments cleared0
Possible matches0
Unknown movements0

Matched movements — credit / debit

Credit · AR #93822 · ABC DevelopmentsEGP 4.5M
Debit · AP #123 · Supplier XYZEGP 500K

Human review — AI is flagging items

Low-confidence counterparty

Name partially obscured in the source statement.

Possible duplicate payment

Two supplier payments share value and date.

Due date needs verification

Inferred from the invoice payment terms.

Match confirmed · AR #93822

Credit EGP 4.5M cleared against Pending In.

Unknown credit held for review

EGP 740K with no matching AR record.

Expected cash flowsFollow approved AR, AP and commitments by due date before they become bank activity.

Expected Cash Flows

Pending in · AREGP 0.0Maccounts receivable
Pending out · APEGP 0.0Maccounts payable
CommitmentsEGP 0.0Moperating obligations
Net expected+EGP 0.0Mmovement
Due dateCounterpartyBankAccountReferenceAmountStatus
15 Sep 2026ABC DevelopmentsCIB•••• 8472CHQ-93822+EGP 4.5MPending
16 Sep 2026Delta GroupNBE•••• 1000CHQ-9931+EGP 1.5MDue
18 Sep 2026Supplier XYZCIB•••• 8472CHQ-123−EGP 500KPending
22 Sep 2026Nile LogisticsQNB•••• 2100CHQ-9914−EGP 890KDue
BudgetingCompare management budget, expected movement and bank-confirmed actuals without changing their meaning.

Budgeting · Budget vs Expected vs Actual

Budget is the plan. Expected is pending AR/AP. Actual is confirmed only after a bank movement clears.

FY budgetEGP 0.0Moperating cash plan
ExpectedEGP 0.0Mpending AR/AP applied
Actual bank-clearedEGP 0.0Mconfirmed through September
Variance to budget+EGP 0.0M3.1% above plan
Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
Budget Actual bank-cleared

Cash Position

Total cash positionEGP 0.0Macross 6 bank accounts
Pending in · AR+EGP 0.0Mexpected, not yet bank-cleared
Pending out · AP−EGP 0.0Mexpected, not yet bank-cleared
Net positionEGP 0.0Mprojected
CIB Egypt logo
CIB EgyptOperating Account · •••• 8472
CurrentEGP 12.4M
Pending inEGP 4.50M
Pending outEGP 0.50M
Net · EGPEGP 16.4M
National Bank of Egypt logo
National Bank of EgyptCollections Account · •••• 1000
CurrentEGP 38.1M
Pending inEGP 1.50M
Pending outEGP 0.85M
Net · EGPEGP 38.8M
Arab African Int’l Bank logo
Arab African Int’l BankTrading Account · •••• 9235
CurrentEGP 22.7M
Pending inEGP 0.0M
Pending outEGP 0.0M
Net · EGPEGP 22.7M
Banque Misr logo
Banque MisrPayroll Reserve · •••• 1200
CurrentEGP 6.20M
Pending inEGP 0.0M
Pending outEGP 0.0M
Net · EGPEGP 6.20M
HSBC Egypt logo
HSBC EgyptUSD Operating · •••• 1800
CurrentEGP 5.60M
Pending inEGP 0.0M
Pending outEGP 0.0M
Net · USDEGP 5.60M
QNB logo
QNBSupplier Payments · •••• 2100
CurrentEGP 8.90M
Pending inEGP 0.0M
Pending outEGP 0.89M
Net · EGPEGP 8.00M
Get started

See HighCrest AI TMS on your own data

Bring an AR schedule, an AP file and a bank statement. We’ll walk the extraction, review and reconciliation, and show the resulting treasury dataset.

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